Our Experience in the Manufacturing Sector
We have extensive experience supporting manufacturers across a variety of sectors, with a strong specialism in food manufacturing. Our insurance programmes are designed around the realities of modern manufacturing: tight margins, long supply chains, high‑value machinery, regulatory compliance, and continuous‑production environments.
We understand that manufacturing risk extends beyond physical assets. Production delays, labour disruptions, quality events, cyber exposure, and supply chain interruptions can all affect business performance. We build solutions that safeguard not only plant and equipment but also revenue, continuity, and contractual obligations.
Our work with manufacturing clients has included:
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Designing integrated insurance programmes that cover production plants, tooling, stock, transit, equipment, liability, cyber, and business interruption under a unified approach.
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Securing specialist cover for industry‑specific risks such as machinery breakdown, spoilage, product recall, consequential loss, and prototype/tooling damage.
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Supporting automation upgrades, robotics integration, and the addition of new production lines through rapid amendments to existing insurance programmes.
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Providing timely documentation for financiers, landlords, major customers, and supply chain partners requiring proof of coverage or contractual compliance.
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Negotiating competitive terms through our strong insurer relationships in the mid‑market and industrial insurance segments.
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Managing complex claims including equipment failures, fire, flood, contamination events, cyber incidents, and full‑line production outages.
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Accessing specialist domestic and international markets for hazardous manufacturing risks, high‑temperature processes, flammable chemicals, or industries with limited local capacity.
Our Manufacturing Clients
We are proud to partner with manufacturing businesses across a range of sectors, including:
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An Australian flooring manufacturer offering commercial and residential vinyl, hybrid, laminate, and other resilient flooring solutions.
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A national fresh‑produce processor supplying value‑added, pre‑cut fruits and vegetables for the foodservice and retail sectors.
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A confectionery brand producing no‑added‑sugar, natural lollies enriched with prebiotic fibre.
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A food manufacturer specialising in premium broths, sauces, sous‑vide meats, and other chilled or ambient wet products for retail and foodservice.
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A small‑batch snack producer known for hand‑made, kettle‑cooked potato chips crafted in Melbourne.
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A wholesale supplier and roaster of nuts, dried fruits, spices, and snack foods serving retailers and food manufacturers nationwide.
Common Nanufacturing Policies
Industrial Special Risks (ISR)
Industrial Special Risks insurance provides broad protection for manufacturing businesses with multiple sites, high‑value machinery, significant stock holdings, and 24/7 operational environments. ISR consolidates material damage and business interruption into one master wording, providing standardised terms across the business.
Manufacturers rely on ISR to protect production continuity following fire, storm, equipment damage, or other insured events. Rapid reinstatement is essential to meet customer delivery expectations and contractual obligations.
We tailor ISR programmes to the unique risk profile of each manufacturing plant, ensuring appropriate limits for machinery, raw materials, finished goods, and extended outage scenarios.
Machinery Breakdown
Machinery Breakdown insurance covers the sudden and unforeseen failure of critical production equipment, such as boilers, compressors, chillers, pressure vessels, robotics, CNC machinery, moulding equipment, and conveyor systems.
A single equipment failure can halt an entire production line, trigger delayed‑delivery penalties, or disrupt key customer relationships. Breakdown cover pays for repairs, replacement, specialist parts, and expedited freight, and can extend to increased cost of working to help maintain output.
We place Breakdown policies as standalone cover or integrate them with ISR programmes depending on wording cohesion and cost effectiveness.
Business Interruption
Business Interruption (BI) insurance protects revenue and gross profit when physical damage or machinery failure disrupts production. For manufacturers—who often operate on tight schedules and high utilisation levels—BI is a critical component of risk management.
Delays can affect supply contracts, customer retention, staffing, and long‑term commercial performance. BI provides financial support for lost revenue, additional labour, overtime, outsourcing, or temporary facilities.
We structure BI coverage around your operational dependencies, including critical suppliers, single‑source inputs, and key customers.
Product Liability
Product Liability insurance protects manufacturers from claims arising from defective products that cause injury, property damage, or consequential financial loss.
Manufacturers rely on liability coverage to support quality assurance, protect commercial relationships, and meet the requirements of major retailers, distributors, and industrial clients. Claims may involve component failures, contamination, design defects, or quality issues.
We design liability programmes that reflect your production processes, materials, and downstream supply chain exposures.
Product Recall
Product Recall insurance covers the cost of withdrawing defective or contaminated products from the market. Coverage typically includes recall logistics, communication expenses, replacement stock, and third‑party financial loss.
Manufacturers in food, beverage, pharmaceuticals, electronics, and automotive components face substantial recall obligations due to regulatory requirements, retailer contracts, or brand protection concerns. A recall event can quickly escalate into reputational and operational disruption.
We secure recall cover appropriate to your industry, regulatory obligations, and retailer compliance requirements.
Cyber Insurance
Cyber Insurance protects manufacturers from ransomware, data breaches, operational technology (OT) interruptions, and digital supply chain failures.
Modern manufacturing relies heavily on connected machinery, SCADA systems, IoT sensors, robotics, and enterprise resource planning platforms. Cyber events can halt production, corrupt machinery controls, or trigger shutdowns.
Cyber cover supports incident response, data restoration, business interruption, and system recovery.
Transit & Marine Cargo
Transit and Marine Cargo insurance protects raw materials, components, and finished goods while being transported domestically or internationally.
For manufacturers dependent on global supply chains, delays or damage in transit can create production bottlenecks. Cargo insurance covers accidental loss, damage, theft, and delays for goods shipped via land, sea, or air.
We tailor policies to reflect Just‑In‑Time inventory models, high‑value shipments, and diverse supplier networks.